It’s encouraging to see housing affordability improve for the 10th straight quarter, even as mortgage rates climb—falling home prices have helped bring payments to 51.1% of median income. For many families, that can mean more breathing room as they consider their next move. Of course, not all markets are equal—Vancouver remains the least affordable, reminding us how local factors really shape your options. Looking ahead, continued progress will depend on income growth and keeping price increases in check. As someone committed to guiding you through every step of the buying or selling process, I keep a close watch on these trends so you can make informed decisions that fit your goals.
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